Independent, informational claim estimator · US

Car Accident Settlement Calculator

If you were hurt in a car crash, you probably want a sense of what a claim could be worth before you decide what to do next. This free calculator gives you a rough range based on a common industry approach: your economic damages (things like medical bills and lost wages) multiplied by a pain-and-suffering factor.

Free, anonymous, runs in your browser. Not legal advice or a prediction.

Case worksheet · estimated range
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Rough illustrative range — not a prediction
$33,000$49,500
Pain & suffering = economic damages × 2–3.5, then added on top
Economic (bills + wages) · $11,000 Pain & suffering · $22,000–$38,500

A rough heuristic, not advice or a prediction. Courts do not calculate damages this way; your real outcome depends on liability, insurance limits, your state's law, your injuries and the evidence. See a doctor first, preserve evidence, and mind your state's filing deadline. Only a licensed attorney can value your case.

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  1. 1
    Add your numbers

    Medical bills, lost wages and how serious the injury is.

  2. 2
    See a rough range

    We apply the standard specials × multiplier method — instantly, in your browser.

  3. 3
    Talk to a lawyer

    Most personal-injury reviews are free and contingency-based. You decide.

Informational only — not legal advice and not a prediction of what any claim is worth. ClaimGauge is not a law firm or a lawyer-referral service. The estimate uses a rough industry heuristic (economic damages × a pain-and-suffering multiplier); real outcomes depend on liability, insurance limits, your state, your injuries and the evidence. See a doctor first, preserve evidence, and mind your state’s filing deadline (statute of limitations) — missing it can bar your claim. Only a licensed attorney can assess your case.

Please read this clearly: the number you see is an illustration, not advice and not a prediction of what your case is worth. ClaimGauge is not a law firm or a lawyer-referral service. Real outcomes depend on who was at fault, the insurance limits available, the laws in your state, the nature of your injuries, and the evidence you can show. Only a licensed attorney can assess your specific situation.

How the estimate works

The calculator starts with your "specials" (economic damages) such as documented medical bills and lost income. It then applies a multiplier to approximate non-economic harm like pain and suffering, and returns a wide range rather than a single figure.

This is a heuristic that some people in the industry use as a starting point. It is not a formula that insurers, adjusters, or courts are bound to follow. Two people with similar bills can end up with very different results.

Take care of yourself first

Before anything else, see a doctor, even if you feel okay. Some injuries, including whiplash and concussions, show up days later, and prompt medical records also help document what happened.

Keep evidence while it is fresh: photos, the police report number, the names and insurers of everyone involved, and your own notes. Save receipts and track time missed from work.

Mind the deadline

Every state sets a statute of limitations, a legal deadline to file a claim. It varies by state and is often around two to three years, though it can be shorter or longer depending on the situation. Missing it can permanently bar your claim, so do not wait to get informed.

Fault rules also vary by state and can reduce or even eliminate what you recover if you are found partly responsible. This is one more reason a quick conversation with an attorney can be valuable.

Talking to a lawyer is usually free

Most personal injury attorneys offer a free initial consultation and work on contingency, meaning they are paid a percentage only if you recover money. That makes an early conversation low-risk for you.

If you choose to connect with a lawyer through us, you can do so without committing to anything. A licensed attorney can review the facts a calculator never sees and tell you where you actually stand.

How the estimate works · What drives claim value · Deadlines by state.

Talk to a lawyer about your accident

Most personal-injury attorneys review your case for free and only get paid if you win (a contingency fee). It costs nothing to ask whether you have a claim.

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Frequently asked questions

Is this calculator legal advice?
No. It is an informational tool that produces a rough illustration using a common heuristic. It is not legal advice, not a prediction of your case value, and ClaimGauge is not a law firm. Only a licensed attorney can evaluate your specific claim.
Why is the result a range instead of one number?
Because no single number can be accurate without knowing the full facts. Liability, insurance limits, your state's laws, your injuries, and your evidence all move the outcome. A range is honest about that uncertainty; a precise figure would not be.
Does using the calculator cost anything or sign me up for something?
No. The calculator is free to use and does not obligate you to anything. If you choose to request a callback to speak with a lawyer, that step is separate and requires your explicit consent.
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